Sweet Husband and I spent today riding around the coast and into Louisiana looking for The New Couch. We’ve needed to buy new furniture for quite awhile. Our couch and loveseat are old, and we’ve had to do some improvisation over the the last year to shore them up. The back cushions have been re-stuffed. We’ve bought foam and plywood to help make them last just a little longer.
So we’ve known for awhile that we were going to have to make a purchase, but the problem has been finding something right for us and the space that we live in. As well as having the funds to actually buy what we want. Sure we could finance them, but that’s not a choice we wanted to make. We finance things like our washer. My camera. But a couch and loveseat…that was something we wanted to buy outright.
Today was the day. In the rain, we traveled from store to store, trying to find just the right thing. Furniture is a big commitment and a big financial outlay. In each place, we found almost the right thing or an even better right thing. Finally, at our last stop of the day, we found it. For the right price. It will be delivered on Tuesday, and pictures will be posted then. I now, though, must completely redecorate the living room. The sectional we have purchased is black leather, and the living room, to this point has been decorated in earth tones. I suppose, though, that’s not the worst thing in the world. I can find reasonably priced fabric to make new curtains and a valance for above the French doors. We can find a new rug. It’s all OK.
The bigger part of the day, though, was actually making the decision to spend the money. It’s not an insignificant amount. And I have difficulty with spending large sums of money. I operate from a position of scarcity because that has been my history. We were not unwise in our purchase. It is a good deal. And we needed it. I believe we chose well. We bought a product made in Mississippi. We patronized a local, mom-and-pop furniture store. We got a good deal. And we could afford it. So holding on to the money because we were too afraid to spend it, it made no sense. That’s what the money was for. Being afraid of our money isn’t healthful or helpful.
So we spent it.
And I’m OK with that. Come what may, it was money well spent.
So, how do you make decisions about how and when to make big purchases?